Express interest in our latest investment opportunity in London

Risk summary for investments in speculative illiquid securities which are arranged by a firm by way of an online platform.

Estimated reading time: 2 min

Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be very complex and high risk.

What are the key risks?

You could lose all the money you invest
- By investing into a real estate project through Shojin you will be investing in a Bond instrument issued by Special Purpose Vehicles (SPV’s) which provide a funding facility for the purpose of real estate development. If the project fails, Investors can lose some or all of the money they invested.
- Advertised rates of return aren’t guaranteed. This is not a savings account. If the project doesn’t pay the SPV back as agreed, you could earn less money than expected or nothing at all. A higher advertised rate of return means a higher project risk with an increased probability of losing your money.
- Due Diligence and project oversight is carried out by the platform on each Shojin project that you are investing into to assess how well they are expected to perform. However, you should always also do your own research before investing.
- These investments are sometimes held in an Innovative Finance ISA (IFISA). While any potential gains from your investment will be tax free, you can still lose all your money. An IFISA does not reduce the risk of the investment or protect you from losses.
You are unlikely to be protected if something goes wrong
- Protection from the Financial Services Compensation Scheme (FSCS), in relation to claims against failed regulated firms, does not cover poor investment performance. Try the FSCS investment protection checker here.
- Protection from the Financial Ombudsman Service (FOS) does not cover poor investment performance. If you have a complaint against an FCA regulated firm, FOS may be able to consider it. Learn more about FOS protection here.
You are unlikely to get your money back quickly
- This type of property investment could face delays that can delay payments. These investments could also fail altogether and be unable to repay investors their money.
- You have the opportunity to sell your investment early through the secondary market but there is no guarantee you will be able to find someone willing to buy.
This is a complex investment
- This investment has a complex structure to ensure the interest of investors is protected. Investments are made into each designated project SPV and are ringfenced from other project SPV's to ensure full transparency of each investment made.
- You may wish to get financial advice to understand how the structure works before deciding to invest.
Don’t put all your eggs in one basket
- Putting all your money into a single business or type of investment for example, is risky. Spreading your money across different investments makes you less dependent on any one to do well.
- A good rule of thumb is not to invest more than 10% of your money in high-risk investments.

If you are interested in learning more about how to protect yourself, visit the FCA’s website here.

For further information about minibonds, visit the FCA’s website here.

Close

Beaufort Court timeline

Next steps for investing

This exclusive new investment opportunity will begin funding very soon - here is the timeline for taking part in this project.

Register your interest

Complete the above form to register your interest and indicate the amount you would like to invest. We will make sure you get all the information you need.

Download the Investment Memorandum

We're putting the finishing touches on the IM; this contains a summayr of all the due diligence we have carried out on this project, including the local market conditions, the developer's track record, and the detailed financials.

Launch webinar

Our team is planning a launch webinar to provide further context around this project and to answer all of your questions; stay tuned for full details.

Invest via the Shojin portal

After the launch you can log into the Shojin portal at any time to invest directly into this project.

Go further with Shojin

More opportunity

We make investing in real estate more accessible by reducing entry barriers and having lower minimum investment amounts.

Shared risk

Shojin invests funds into every project. We share in the risk and rewards together.

Knowledge

We use our expertise at every stage of the investment process from initial due diligence to successful exit. Our regular updates ensure you're never out of the loop.

Wealth

We have a track record of superior returns. Gain exposure to an alternative asset class as part of a diversified portfolio and build your wealth.